Cheddar
FCA-regulated UK app for discounted gift cards and everyday shopping rewards.
Monthly earnings
Varies
Startup cost
£0
Time per week
<1 hr
Difficulty
Easy
Earnings are estimates from published sources. Difficulty is our rating: no special skills and free to start.
The basics
What it is and how it works
Buy gift cards or use offers in-app, earn rewards, withdraw to bank subject to minimum (commonly from £5 per comparison sites — confirm in-app).
Where the money comes from
How the model works
- Shops pay for sales
- The app shares part of that fee
- Cashback lands in your account
Honest numbers
What you could realistically earn
Varies by gift-card discount and spend. Best as a rebate on planned shopping, not a standalone wage.
No reliable monthly figure is published for Cheddar. What you make depends on what you have and how much you put in, so we don't show a scenario chart.
Step by step
How to get started
- 1
Download Cheddar and complete verification
- 2
Buy gift cards for shops you use (e.g. Tesco)
- 3
Spend the cards
- 4
Withdraw rewards when eligible
- Start on cheddar.me →
Costs
Pay gift card face value up front
Restrictions
KYC; UK residency; spend gift cards promptly
Risks and catches
Unused gift-card balances; rates change
Sources
Last checked: 9 November 2026. Terms change, so always check the platform before you sign up.
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